Need a Loan or Finance? Blacklisted?

Need a Personal Loan? We can assist.

Need a Loan or Finance? Blacklisted?

Need a Loan for that Personal Item?

Need a Loan or Finance? Blacklisted?

Need a Loan or Finance? Blacklisted?

Online Loans

In our modern day to day lives, we all face our own share of financial pressures that can range from daunting family responsibilities and unforeseen (and often expensive) circumstances to continuous price hikes and unfortunately, a not so continuous influx of financial support. The subject of money plays a large role in the quality of the life we lead.

Dot Loans offers easily attainable online loans that can help you get through a difficult time, or even make an otherwise unrealistic opportunity available to you and your loved ones.

To find out if you qualify for an online loan is a hassle-free process - simply submit your online application on our loan finding website and wait to hear back from us and our preferred broker – this takes only 24 hours! You don't have to spend hours standing in long bank cue's hoping to find the loan that best suits your requirements; Dot Loans is all about efficiency, understanding that time is money.

Our first priority is to make your online loan request with us a reality, while also ensuring your peace of mind – this is why our brokers take the time to discuss a suitable payment plan with you, that won't put unnecessary strain on your personal finances.

With an online loan made on the Dot Loans website, you can choose to borrow up to R250 000. We can connect you with the best personal and online loan lenders to grant you the loan you require. Please note that all of our lenders are registered with the National Credit Regulator (NCR).

Join us to benefit from our many outstanding services – apply online today!

Fees and interest charged in terms of chapter 5 of the National Credit Act (NCA) no 34 of 2005:

Initiation Fee of 15% of the Loan Amount up to R1 000, thereafter 10 % (+ VAT) Services Fee of R50 per month (+ VAT)

Interest charged: Per Day: 0.17% Per Month: 5% Per Annum: 60%

PLEASE NOTE: Every Lender has their own policy - this is only a guideline for a cash loan. Our various lenders offers personal loans up to R250 000.

Illustrative Example On An One Month CASH LOAN:

Loan amount: R1 000
Term: 1 month
Initiation Fee: R150
Services Fee: R57
Interest: 32.74%
Total Instalment: R1 474
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