At DotLoans, we do our best to accommodate every requested loan that reaches us, understanding that for many, the reality of accessing a loan with a bad credit score or a blacklisted status is unlikely, if not seemingly impossible. Our team of financial experts work closely with reputable financial institutes in South Africa to cover all our bases when assisting clients who require loans.
In reality, acquiring a loan without first undergoing a credit check is not possible. DotLoans will go above and beyond to find a responsible lender that would be able to assist individuals that have below average credit scores. The National Credit Act, geared toward protecting consumers from falling into loan agreements they cannot afford, requires all credit providers to carry out affordability assessments before any loan can be fairly granted.
Our online DotLoans contact form is easy to use and is the first step in finding out if we can assist you with your much needed loan. Each loan presented will be done transparently, in order to ensure that you as a consumer understand your monthly repayments before signing an agreement. All of our lenders are registered with the National Credit Regulator (NCR), for your peace of mind. It is important for individuals seeking out no credit check loans that every precaution is taken to ensure an improved financial identity in the near future.