Although we may strive to live within our means, life is unpredictable at best, often throwing financial curveballs at the most inopportune time. If you are one of countless South Africans who live within a strict budget to make it to the end of the month, unplanned expenses - even the smaller amounts - can drastically impact your financial circumstances going forward. In most cases, these unexpected costs result in consumers receiving credit judgements and even being blacklisted.
At Dot Loans, we understand how quickly an individual’s financial situation can take a turn for the worst, which is why we offer safe and secure loans for blacklisted consumers. While traditional financing through major banks and lenders will require a positive credit rating and ITC clearance before even being considered, we at Dot Loans offer an alternative.
We believe that being blacklisted should not mean that you cannot obtain financial assistance when you need it most. It was this belief that led us to create and offer South African consumers an alternative lending option to better serve their needs and ease their financial burdens. Dot Loan will work with you to create a flexible Blacklisted Loan that will be considered against your income and existing expenses to ensure that you can pay back what you owe without straining your financial situation even further.
Along with offering loans for blacklisted consumers, Dot Loans will also provide advice and guidance regarding your expenses to help you get a firm grip on your financial responsibilities, improve your credit rating and remove your blacklisted status. Whether you require a Blacklisted Loan, a 90 Day PayDay Loan or a Personal Loan, our expert team will ensure that you fully understand the requirements you are signing up for and the consequences should you fail to meet those demands.
With interest rates kept to a minimum and flexible repayment terms, Dot Loans is the number one choice for loans for blacklisted consumers, offering a straightforward application and trusted financial assistance when you need it.
Please note that all of our lenders are registered with the National Credit Regulator (NCR) of South Africa.