Need a Loan or Finance? Blacklisted?

Need a Personal Loan? We can assist.

Need a Loan or Finance? Blacklisted?

Need a Loan for that Personal Item?

Need a Loan or Finance? Blacklisted?

Need a Loan or Finance? Blacklisted?

Loan Approval Process

Taking out a loan for any reason can vastly improve your current circumstances, and should not set you back in the coming months. We know this best at Dot Loans since our client base is made up of individuals with varied budgets and unique needs. We address each client’s loan application from a professional perspective, ensuring a loan approval process that is seamless.

Dot Loans is an established company specialising in online loans that ensure comprehensive financial solutions. We work with the best lenders there are, and our team will always ensure our best efforts to get your financial needs met. We work to get your loan approved in good time and with minimum effort. From personal loans and instant loans to payday loans and 90-day payday loans, you will find that there is a loan option that makes perfect sense for you.

What does the Loan Approval Process entail?

South African clients can simply apply for their loan through our website, by filling in the necessary details to initiate the process. We pride ourselves on a Loan Approval Process that does not set you up for disappointment and we can find the best lender to get you the loan you need. While there is no such thing as a guaranteed loan, you can count on us for a loan that matches your affordability and is handled discreetly.

In order for us to practice responsible lending in accordance with the National Credit Regulator (NCR), your loan is only provided once we’ve ensured your affordability by asking your permission to generate your credit report. Only Blacklisted Loans are provided as secure loans, which means that you can still lend cash even if you’re credit score is not good, by signing up for one or more of the valuable items you own as collateral. It is important to note that we will still run a credit report, even if you are blacklisted, as this allows us to promise a legal and transparent Loan Approval Process.

When you apply for a loan, we need to know some basic information regarding your earnings, current credit agreements, and whether or not you’re experiencing issues with repaying your debt. We then assess the outcomes of your application through a fair loan approval process. In addition to cash loans and loans for bad credit, we also allow consumers to apply and be approved for Consolidation Loans.

Whatever you’re facing in life that is driving you to seek financial assistance, you can depend on Dot Loans for loan solutions that make sense. Our easy and online loan approval process is the first step to accessing the cash you need in your account.