Having access to reliable, quick and easy to attain loans is something our Dot Loans clients have come to expect from us. At Dot Loans, individuals are able to borrow money in order to reach their goals and afford necessary expenses. Our professional team strive to assist clients with loans even when they’re blacklisted, knowing the gravity of financial pressure that we as South Africans face in a harsh and unstable economic climate.
In order to have money available when unplanned and expensive issues arise, you need savings to fall back on, be successfully budgeting for your lifestyle each month or at least be earning a decent salary, where your income is enough to sustain you and your family. Unfortunately, this is not the reality facing most consumers in our country, who often end up needing to borrow money from banks or financial institutions. Through Dot Loans, loans for blacklisted individuals or those with poor credit scores can be very useful, while the application process is straightforward and can be complete on our website. All our credit providers are registered with the National Credit Regulator (NCR), so you know you’re in good hands.
If you are blacklisted or have a history of bad credit, you may already know how difficult it is to be approved for a loan. Banks are notoriously reluctant to assist blacklisted consumers, as they have proven to be unreliable payers in the past. At Dot Loans, you could be approved for a secure finance loan if your name brings up red flags –we may require that certain valuable assets in your name be used as collateral, in case you should you not be able to honour the repayments attached to your loan agreement with us. For this reason, we encourage our clients to be certain that they can afford their loan, knowing that they risk losing their personal assets in the event of failed payments. Instead of stretching your budget to the maximum, rather take out a smaller loan that you know for a fact you can manage.
No one knows what could happen tomorrow, or a week or month from now. At Dot Loans, we strive to make personal loans and blacklisted loans fairly available to those who can most benefit from them. You can count on us to guide you when you’re deciding how much you can afford when you borrow money – we have your best interest in mind, and only want to make your life easier. Our team have worked closely with individuals facing a myriad of financial issues, aiming to ease the burden of financial strain that weighs them down. To find out how we can help you with a simple loan, get in touch with us through our online application form.