If you think that, as a blacklisted individual with a poor credit history, you cannot get financing or access to a loan, think again. At Dot Loans, we offer loans to consumers who have fallen on hard times with their finances in the past, knowing that everyone needs help sometimes, regardless of their financial history and a blacklisted status.
Our Dot Loans team work hard and smart to ensure that you, as our valued client, can count on us for a Blacklisted Loan from a registered credit provider. It is as easy as starting the loan application process on our website, which will not cost you anything. We offer Blacklisted Loans as secured finance, to individuals who are considered blacklisted, which is a term that describes individuals who have a poor credit history. For a traditional personal loan, be it long or short term, most financial institutions and banks will first do an in-depth assessment of your finances and payment history, which serves to indicate your affordability and reliability.
When aloan is granted as secured finance, it means that you will pledge a valuable asset against the loan, such as a vehicle or mortgage, as collateral in the event that you can’t repay what you owe. This gives lenders the security to know that you will repay your loan to the best of your ability. In the event that you cannot honour your loan agreement, you risk losing the asset that you have placed as collateral, so it is very important that you first examine your affordability and budget, before taking on any new financial responsibilities. When you acquire a blacklisted loan from a registered credit provider through Dot Loans, our team will work with you to align the repayment terms based on your financial circumstances.
A Blacklisted Loan from a registered credit provider can be the difference between getting through a stressful period in life and falling deeper into trouble. Whether you require a loan for an urgent personal issue or need it to afford something that would otherwise be difficult to purchase, you should always have access to assistance for reliable financing, as long as you can manage the repayments. At Dot Loans, we pride ourselves on helping struggling South African’s overcome their financial worries, by providing loan solutions that meet their needs. We work with a list of esteemed lenders, who are all registered with South Africa’s National Credit Regulator (NCR).
If you are blacklisted and require a Blacklisted Loan from a registered credit provider, you can get in touch with us today by applying on our website. As long as you meet the minimum criteria, have assets to place as collateral for secure finance, and can afford to maintain the loan repayments, you should qualify for secure financing through Dot Loans.